ACBS Insurance Services offers a wide range of insurance products to meet the diverse needs of their clients. Larry Adkins, CEO, discusses the various services they provide and how these options benefit their clients.
Medicare Supplement and Advantage Plans
ACBS Insurance Services offers traditional Medicare supplement plans, which provide open access to any doctor or hospital. They also offer Medicare Advantage plans, which are comprehensive coverages similar to HMOs, and prescription drug plans to help manage medication costs.
Additional Insurance Products
Beyond Medicare, ACBS Insurance Services provides supplementary plans like dental and vision coverage, which are not typically included in Medicare. They also offer life insurance products for final expenses and annuity products to help clients maintain their assets above inflation.
Simple Explanation of Medicare
Adkins emphasizes the importance of understanding Medicare. Designed for those over 65 or with certain disabilities, Medicare provides essential health coverage. However, supplement and advantage plans are necessary to cover gaps and protect clients from overwhelming medical costs.
Ensuring Adequate Coverage
ACBS Insurance Services uses a comprehensive process to ensure clients have the right coverage. Starting in June, they train their agents on the latest policy changes. By August, they begin notifying clients about the need to review their coverage. This proactive approach helps clients stay informed and choose the best plans during the annual enrollment period.
Client Support and Advocacy
ACBS Insurance Services provides dedicated customer service representatives to assist with claims and appeals. They advocate on behalf of clients to ensure they receive the maximum benefits. Additionally, they offer educational resources such as webinars, newsletters, and YouTube videos to keep clients informed.
ACBS Insurance Services offers a comprehensive suite of insurance products and personalized support to meet the unique needs of their clients. Their proactive approach and dedication to continuous training ensure clients receive the best coverage and service possible.